Seller is offering $10,000 towards a rate buy-down, closing costs, or prepaid expenses, creating an exceptional opportunity to lower your monthly payment and make homeownership more affordable. Located in the sought-after University Park community, this versatile property features a 4-bedroom, 3.5-bath main home plus a private studio apartment over the garage, offering the perfect setup for multigenerational living, guests, a home office, or income-producing rental potential. Set against a peaceful wooded backdrop, the home combines privacy with convenience, just minutes from schools, shopping, dining, and major commuter routes. A charming wrap-around porch welcomes you inside, where you'll find a formal dining room with coffered ceiling and built-in bar, a dedicated office or den, and a screened porch designed for true Lowcountry indoor-outdoor living. Recent updates include a new HVAC system, newer roof, fresh interior paint, and new carpet in the main home, providing move-in-ready comfort and peace of mind. With 5 bedrooms, 4.5 baths, flexible living spaces, and built-in investment potential, this is a rare opportunity in one of Bluffton's most convenient and established neighborhoods. And LAWNCARE included with HOA dues, what a value! WELCOME HOME!